7 Tips to Help You Handle Rainy Days Behind the Wheel

At some point, every driver in New England has to deal with rainy weather. But, many don’t know what to do, so they just drive as they normally would.

However, with slick roads, flooded streets and reduced visibility, that can be a recipe for disaster. So instead, follow these simple tips for safer rainy day travels.

  1. Stay visible. Turn on your headlights so you can see — and be seen — more easily.
  2. Be patient. Give yourself more time to get where you’re going, and give people more room. Increase your following distance two to three times.
  3. Expect slippery conditions. Rain often combines with oil and grease buildup to create slick roadways. Not to mention you can hydroplane — meaning your tires are riding on water instead of pavement — at speeds of as little as 35 mph. If it happens, slow down, gently apply your brakes and keep steering straight ahead.
  4. Check your car’s systems. How are your wipers? Do your blades need to be replaced? What about your defroster? Driving in the rain is hard enough; don’t do it with fogged-up windows, too.
  5. Inspect your tires. Are they inflated properly? Do you have enough tread? Put an upside-down penny into the tread. If you can see Lincoln’s entire head, you probably need new tires.
  6. Never drive in flooded areas. In a flood, it won’t take much water to sweep you away, believe it or not — just 12 inches for a smaller car or 24 inches for almost any vehicle, according to the National Weather Service, which advises, “turn around, don’t drown.”
  7. Get – or stay – off the road. When conditions are really bad, pull over and take a break. Or, if you can, just stay home. You’ll probably be happier to stay out of the weather, anyway! And you’re certainly likely to be safer.

With a little extra care, you can help keep your car on the road and your rainy day blues to a minimum even while traveling in wet conditions. And, as always, if something does go wrong, we’re here to help guide you through it.

What You Need in an Emergency Kit

You never know when a natural disaster is going to hit Rhode Island— or even just a big storm that knocks out the power for a few days.

That’s why having an emergency kit for you and your family is so important. It’s not hard to put one together, yet there are still many households that would be completely unprepared if they had to evacuate their home for a few days. Or, for that matter, remain in their home without access to running water or electricity.

Below is a list of basic items for your emergency kit, as recommended by the Federal Emergency Management Agency. Of course, you can add or remove items as needed to meet the specific needs of you and your family.

  • One gallon of water per person per day for at least three days.
  • A three-day supply of nonperishable food for people and pets. (Note that the Red Cross recommends keeping a two-week supply of food and water on hand at home.)
  • A battery-powered or hand-crank radio, flashlights and extra batteries.
  • A first-aid kit.
  • Prescription medications and glasses.
  • Dust masks to filter contaminated air, along with plastic sheeting and duct tape to create a makeshift shelter if necessary.
  • A whistle to signal for help.
  • Moist towelettes, garbage bags and plastic ties for personal sanitation.
  • A tool to turn off utilities.
  • A can opener.
  • Local maps.

Additional items that are likely to be useful:

  • Important documents, such as copies of insurance policies, identification and birth certificates, bank account records, etc. Be sure to keep these in a watertight container.
  • Extra cash or traveler’s checks.
  • Warm blankets or sleeping bags for each person in your family.
  • Matches.
  • Paper plates, plastic cups and utensils and paper towels.
  • Paper and pencils.
  • Books and activities to keep kids busy.
  • Emergency reference material, such as a first-aid book.
  • A complete change of clothing for everyone in the family, including a long-sleeved shirt, long pants and sturdy shoes. If you live in a cold climate, you might pack additional clothing and bedding.

Keep in mind, when you need your emergency kit, you really need it. It’s a small investment of time and effort that can have a huge benefit in case of a disaster. And you don’t have to spend your whole day putting it together — spread out the work over a few days and you’ll be prepared in no time.

Spring cleaning tips from Builders Insurance Group

Of course, because spring is a time for new beginnings, cleaning and organization around the house are very popular this time of year. If you’re ready to tackle that monumental chore, read on for some helpful information. (And if you’re so tidy and organized throughout the year that spring cleaning isn’t a big chore for you, well, keep that to yourself! Unless you want your friends and neighbors to be jealous, that is.)

Take it one room at a time. Deciding to clean or organize your entire home can quickly get overwhelming. If you focus on just one area or room, then move to another only when you’re finished, you’ll likely work more efficiently.

Follow the six-month rule. Generally, if you haven’t used something in six months (with the exception of seasonal items), it’s a good idea to consider throwing it away or donating it.

Don’t forget the kitchen. Just like other rooms, your kitchen likely has things that haven’t been used in some time — and this includes food in the refrigerator or freezer. Give those appliances a thorough cleaning and get rid of anything you won’t be eating.

Set yourself up for success. Paper clutter is something we all could probably cut back on pretty easily. Setting up a few recycling bins throughout the house gives you a convenient alternative to just setting that old magazine or paperwork down somewhere and watching the pile grow.

Make some money! Of course, the spring cleaning garage sale is a tradition for many homeowners, and can be a great way to bring in some extra income. Talk about a win-win situation — you get rid of stuff you don’t need, and someone pays you for it!

Stay safe. When you’re cleaning or maintaining your home, be mindful of the physical risks involved. Lift with your leg muscles, not your back. Avoid prolonged repetitive motions. Use ladders, lawnmowers and other dangerous tools with caution.

Contact Us!

For further questions and assistance, please contact Builders Insurance Group at 401-438-4244 or clowe@builderinsgroup.com